Coverage for every
promotion mechanic.
Choose by marketing objective and mechanic: prizes for attention, cashback for purchase incentives or event-triggered bonuses for engagement. EMIRAT structures suitable cover with an individually agreed premium; other campaign costs remain separate.
Prize Coverage
Prize chances based on luck or skill: code contests, vault mechanics and hole-in-one. Lottery obligations have their own Lottery & Jackpot Coverage category.
Redemption Coverage
Couponing, money-back, collection and discount campaigns: cover above the contractually agreed redemption threshold and within defined limits.
Prediction Coverage
Event-triggered refunds and bonus promotions, sports bonuses and prediction games — individually calculated and structured.
Lottery & Jackpot Coverage
Guaranteed minimum jackpots, super draws and tier-1 prizes for state, regional and private lotteries worldwide — with individually agreed coverage limits and premium models.
Plannable cover premium
A premium agreed in advance for the defined financial promotional risk. Scope, limits and any volume-based adjustment rules are established beforehand.
Mega prizes without a mega budget
Attractive prizes can support attention and engagement. The prize size and premium suitable for your budget are calculated individually.
Risk manager, not agency
We calculate and structure the defined promotional risk. Suitable risk partners and additional services are agreed for each project.
Concrete products for every mechanic.
Lottery & Jackpot Insurance
Minimum and special jackpot obligations — with agreed cover and, where applicable, per-draw premiums.
E-VAULT — digital safe
Interactive safe mechanic: enter a 6-digit lucky code — if it matches, the glass vault opens and the jackpot is won.
Sweepstakes Insurance
Attractive jackpot mechanics with agreed cover for the defined payout risk: E-VAULT, glass safe, lucky codes and scratch cards.
Hole-in-One Insurance
Sport mechanics with wow-effect: hole-in-one, soccer target, basketball shot. Prize amounts and terms are assessed individually.
Money-Back Guarantee
Product trials and purchase incentives with agreed cover for the defined redemption risk.
Sports Prize Money
Event-triggered team and customer bonuses and prediction contests — assessed by trigger, rules and obligation.
Promotion Insurance
Couponing, cashback, loyalty and collection promotions — agreed redemption risk covered within defined thresholds and limits.
Advertising Claim Cover
Event-triggered refund and bonus promises — with individually agreed cover and a predictable premium.
Tailored Coverage
When off-the-shelf does not fit: special mechanics tailored to audience and KPIs.
Event Activation Cover
Live activations, stage shows, trade fairs and roadshows with individually agreed prize cover.
Which mechanic fits your campaign?
30-minute briefing — confidential, non-binding, to review the mechanic, volume, cover and information needed.