Lottery & Jackpot Coverage
EMIRAT lottery insurance and prize indemnity coverage for guaranteed minimum jackpots, super draws and tier-1 prizes — for state lotteries, iGaming operators and charity lotteries worldwide. Coverage limits and premium models are agreed individually. Feasibility is assessed for the relevant market.
Guaranteed minimum jackpots
A minimum-jackpot structure can cover the agreed gap between the available player pool and the promised prize amount. The trigger, retained amount, coverage limit and contract terms govern cover — not every jackpot obligation automatically.
Super draws & special promotions
One-off special draws, boost weekends or topped-up tier-1 prizes — EMIRAT assesses the risk and structures individually agreed cover. Premiums may be calculated per draw and ticket volume; a fixed total premium applies only when expressly agreed.
Deployable worldwide
Whether national lottery, iGaming operator or charity lottery: EMIRAT assesses the suitable structure, available risk capacity and feasibility in the target market. This is not automatic acceptance of cover or a blanket legal approval.